**USDA-eligible! This home qualifies for USDA Rural Development financing, offering qualified buyers up to 100% financing with no down payment. Income limits apply.** Tucked into a quiet neighborhood in High Ridge, this home is ready for its next owner. The details impress right from the curb — faux copper gutters and eight-foot garage doors give the exterior a polished, upgraded feel. Step inside to find a bright, open main floor. The kitchen features an island, generous cabinet space, granite countertops, and a pantry with an electrical outlet — perfect for tucking small appliances out of sight. A main-floor laundry and generous sized split bedrooms offer everyday convenience, while the roomy dining and living areas, anchored by a fireplace, are made for gathering during the chilly winter months. Rain or shine, the covered deck is the spot for your morning coffee or a quiet evening overlooking the spacious, fully fenced backyard — a nearly blank canvas ready for yard games, a fire pit, a play area, or all three. A large patio adds even more room for entertaining after a long week. The basement offers a spacious, versatile rec room with its own fireplace, a full bathroom, and two additional bedrooms — both with walk-in closets. A bonus oversized closet space opens up endless possibilities: podcast studio, wine room, holiday storage, reading nook, or craft room. Located in the Valley Center school district — this one is a must-see!