Situated in San Francisco's vibrant North Panhandle neighborhood, this four-unit building offers a rare and versatile investment opportunity ideal for both investors and owner-occupants. Spanning approximately 3,516 square feet, the property features two 2-bedroom, 1-bath units and two 1-bedroom, 1-bath units. An additional flex room or office space adds space and flexiblity for both 1-bedroom units. The ground level also includes vacant bonus rooms separate from the four units. Three of the four units are currently tenant-occupied, providing immediate rental income, while one 1-bedroom unit will be delivered vacant - perfect opportunity for an owner-occupant or for additional rental upside. Property amenities include one-car parking, a shared backyard, coin-operated laundry, and separate gas and electric meters for each unit. Just blocks from Haight Street, the Panhandle park, the Divisadero corridor, and the heart of NOPA, this is one of San Francisco's most vibrant neighborhoods with a 95 Walk Score.