Welcome to a rare and versatile opportunity on beloved Elm Street! Nestled on an impressive, expansive lot of over an acre, this charm-filled 3-bedroom home offers the best of both worlds: a tranquil, nature-filled retreat with the convenience of continuous sidewalk access right into vibrant downtown Montpelier. Step onto the welcoming covered front porch the perfect spot for your morning coffee and enter a flexible layout designed for easy living. The main floor features a convenient primary or guest bedroom, while the upper level hosts two additional bright and airy bedrooms. Downstairs, you’ll find a spacious finished basement complete with a half bath, offering an ideal canvas to customize into a cozy family room, home office, workshop, or recreation space. The outdoor space is where this property truly shines. Garden enthusiasts will fall in love with the established garden beds and the picturesque backyard gazebo, offering endless possibilities for urban homesteading, entertaining, or simply unwinding outdoors. Complete with ample off-street parking, this home places you steps away from local favorites. Take a short, leisurely stroll to the North Branch Nature Center, the Montpelier City Pool, local recreation fields, and all the dining and shopping downtown Montpelier has to offer. Opportunities with this much land so close to town don't come around often! Featuring an updated boiler, water heater, and electrical work .This home is the perfect place to create new memories in the Capital City. Home is located outside the flood zone, and has had no issues with water.