THE PROGRAM: Purchase Price Assistance/ Mortgage Payment Reduction: Eligibility Requirements: * Vermont Residency or Residency at time of Purchase * First Time Vermont Homebuyer * Household Income at or Below $178,735* * Qualify for a Bank Mortgage * 10% Down Payment The developer will offer Gifted Equity and Paid Points at closing that will reduce the purchase price of the real estate and reduce the interest rate to 4%. All of this will reduce the monthly mortgage payment for qualified buyers. Homes Designed to Strengthen and Enrich the Manchester Community Jamesons Flats was thoughtfully developed to ensure that dedicated, skilled Vermonters have the opportunity to live, grow, and thrive right here in Manchester. A strong community depends on a stable and supported local workforce—and that begins with access to reliable, high-quality housing. Jamesons Flats offers beautifully crafted, energy-efficient homes designed with the full-time resident in mind, featuring garages, basements, and smart, functional storage throughout.