A James Island Townhome under $350k, with NO HOA FEES and NO MANDATORY FLOOD INSURANCE! This lovely 2 bed / 1.5 bath townhome is perfectly situated in the heart of the island. 10 min to Folly beach, 10 minutes to downtown, and walking distance to various restaurants, shops and so much more! The location alone cannot be beat, but now, let us talk about the townhome. As you enter the humble abode, you're greeted by stately LVP wood flooring. This flows throughout the downstairs, as well as the extra wide staircase. A functioning wood-burning fireplace highlights the living area, which is complete with generous shelving that's perfect for your books, decor and all things in need of organization. The kitchen offers sleek, black in color appliances, and ample cabinet storage.It also features a flexible eat-in dining space. Through the kitchen is a sizeable laundry room that boasts cabinets and additional storage. This leads to the rear of the home, where you'll find a cozy screened-in porch, sure to be a favorite relaxing spot. An updated half bath and an under-the-staircase flex-space, round out the first level. The second level consists of two sizable bedrooms and a full bath. The large primary suite has a vaulted ceiling, a walk-in closet, and direct access to your screened-in balcony. This area is perfect for a morning cup of coffee or an evening glass of wine. The balcony is even equipped with a second story water spigot for the plantsman enthusiast. The guest bedroom is separated by the upstairs full bath, and also features ample closet storage. Outside boats a private rear patio, along with plenty of off-street parking. In case you missed it above, there's NO HOA on this property! Combine that with no mandatory flood insurance, and the savings are substantial. Oh, and the newer roof will further add to your peace of mind. Schedule your showing and come see this hidden James Island gem!