Own a meticulously maintained, HOA-free, brick bungalow on deep water of Lake Murray’s Bear Creek in Chapin. This 840-square-foot home features 100 feet of beautiful waterfront with a private floating dock and concrete boat ramp for easy by-water access to the Lake Murray Dam. The property includes an irrigation system (pump only) that pulls from the lake to maintain a beautiful lawn. A stand-up under-house area with power and ample shelving provides a perfect footprint for a workshop and storage. The interior is immaculate, showcasing updates throughout. Recent enhancements from 2023 include a new roof, front stoop overhang, LVP flooring throughout, new bedroom windows, smooth bedroom and bathroom ceilings, and new ceiling fans. A new fireplace damper was installed in 2025. The great room features unique German Siding and a fireplace built with salvaged brick from the notorious 1964 Columbia College dormitory fire. The kitchen offers solid-wood cabinetry, a beautiful vintage stove, and bar seating for 5 with pendant lighting. The pantry offers space to add a stackable washer and dryer. The living space opens to a lovely 240-square-foot screened porch (rescreened in 2023) overlooking the water, plus an additional large deck. Furniture is negotiable. The opportunity to own a property like this is rare. Make an appointment to see it. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.