This updated coastal retreat in the desirable Cottages at Bay Ridge offers 5 bedrooms and 4 ½ baths, thoughtfully designed across four levels of living space. The ground floor welcomes you with a single-car garage and conditioned space (not included in GLA) featuring a living area with a wet bar, half bath, and access to both a covered patio and a full-service elevator that serves two upper levels. The second floor is the heart of the home, boasting an open and spacious layout with LVP flooring throughout. The kitchen is beautifully appointed with white cabinetry, a tile backsplash, stainless steel appliances, and a large island with extra seating, flowing seamlessly into the living area. From here, step out onto the covered screened porch or the uncovered deck for coastal breezes, or make use of the adjoining butler's pantry that connects to the dining area. A bonus room, currently used as an additional living area, and a half bath complete this floor. On the third level, the primary suite offers access to a private covered deck and an ensuite with dual vanity and tile shower. Two additional bedrooms share a convenient Jack and Jill bath. The fourth floor provides even more space with two guest bedrooms, each with its own bath, along with a cozy den area. Perfect for family living or entertaining, this home captures the essence of coastal comfort with modern updates and thoughtful design. With its spacious layout, modern finishes, and multiple indoor and outdoor living areas, this home is the perfect coastal retreat for relaxing, entertaining, and making lasting memories. Community living takes center stage with access to a sparkling swimming pool, welcoming clubhouse, private walkway, and charming gazebo that invites moments of relaxation. This exceptional residence not only provides a sanctuary of comfort but also offers a rare opportunity to embrace a lifestyle that effortlessly combines luxury, convenience, and the beauty of its breathtaking surroundings.