Experience classic architecture and modern livability in this 6,500+ sq ft Koch-built Colonial in the desirable Colonial Manor community. Bright, open interiors, high ceilings, and beautifully landscaped outdoor spaces make this home ideal for both everyday comfort and elegant entertaining. A rare opportunity – this property features an ASSUMABLE LOAN at just 2.65% interest!! In light of today’s interest rates, this financing option makes this home especially appealing and affordable. Car enthusiasts will love the attached three-car garage – oversized, with soaring ceilings high enough to accommodate a car lift, abundant storage capacity, and space that could serve as a small workshop if one parking bay is repurposed. It’s a true standout among homes in the neighborhood. The main level offers a grand two-story foyer with Waterford lighting, a private office, formal living and dining rooms, a light-filled sunroom, and a spacious kitchen with center island, stainless appliances, and casual dining area open to the large family room with a wood-burning fireplace. The laundry and powder room are conveniently located near the garage entry. Upstairs, the expansive primary suite feels like a retreat, with a sitting room, dual walk-in closets, and a spa-style bath offering an oversized soaking tub, double vanity, and separate shower. Four additional generously sized bedrooms share Jack-and-Jill baths, providing each with direct access to a full bathroom. The finished lower level – nearly 2,000 sq ft – includes a potential sixth bedroom (currently used as an entertainment room) and a full bath with multi-head shower. The expansive open area offers endless possibilities for recreation, media, or fitness, and already includes rough-in plumbing for a future full wet bar. Two large unfinished areas provide excellent utility and storage options, along with additional storage beneath the central staircase. With walk-out access to the rear patio, this level is ready to be customized into the ultimate entertaining or multi-purpose space. Freshly painted inside and out within the past three years, the home also includes updated lighting, new shutters and window treatments, plantation shutters through the main level, newer washer, dryer, dishwasher, and a water softener. Seller offering a one year home warranty. Set on a beautifully landscaped lot with a two-tiered entertaining patio and in-ground irrigation, this residence combines space, craftsmanship, and location – just minutes to Downtown Annapolis, Broadneck schools, Route 50, and BWI.