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403 E High Street, 
Warsaw, KY 41095

$950,000


4

Beds


4

Baths


2,710

Sq Ft


Single Family

Active

Listed by

Jolynn Johnston

E-Merge Real Estate Victory

Last updated:

July 24, 2026, 08:00 PM

MLS#

644995

Source:

KY NKMLS

About This Home

403 E High Street

The Payne House: A Legacy of History, Reimagined for Today Step into living history with this exceptional 1922 Greek Revival estate. Built by John Payne, a veteran of the War of 1812, The Payne House is not just a residence--it is a one-of-a-kind masterpiece where centuries of character meet 21st-century luxury. Situated on 1.2 acres of serene riverfront, this property has been restored with an unwavering commitment to its architectural roots while integrating every modern convenience. Inside, discover a seamless blend of past and present. The kitchen is a testament to thoughtful design, featuring custom cabinetry, luxurious leathered granite countertops, and a massive island. A stunning focal point is the custom range hood, meticulously crafted from the home's original timber. Throughout the house, history has been honored; the original kitchen fireplace, once hidden behind drywall for years, has been restored to its former glory, showcasing its original mantel. The primary suite serves as your private sanctuary, offering floor-to-ceiling windows with picturesque views of the river and private grounds. The original hardwood floors are currently protected by carpet, the adjoining room has been transformed into a spa-like retreat, boasting a massive walk-in shower and a spectacular, oversized closet. This is more than a home; it is a rare opportunity to own a piece of heritage, fully prepared for the future. Home also features an apartment which would be perfect for a mother-in-law suite, small business, teenage retreat or an extra income producer. It does not have full kitchen appliances but does feature a full bath.

Home Facts

Single Family

4 Baths

4 Bedrooms

Built in 1822

Price Summary

950,000

$350 per Sq. Ft.

MLS #:

644995

Last Updated:

July 24, 2026, 08:00 PM

Added:

2 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

4

Full Bathrooms:

4

Interior

Living Area:

2,710 Sq. Ft.


Structure

Structure

Building Area:

2,710 Sq. Ft.

Year Built:

1822


Lot

Lot Size (Sq. Ft):

56,192


Finances & Disclosures

Finances

Price:

$950,000

Price per Sq. Ft:

$350 per Sq. Ft.

Source:KY NKMLS
Information Deemed Reliable but Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Coldwell Banker Realty are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.