Welcome home to this charming ranch-style property situated on 1.4 acres in the desirable Settlers Point subdivision of Spencer County! Tucked away on a quiet dead-end street, this beautifully maintained home offers the perfect blend of privacy, comfort, and usable space. Inside, you'll find three bedrooms and two full bathrooms, along with a bright and airy layout that flows seamlessly throughout. The partially finished walkout basement provides additional living space and opens directly to a spacious patio, ideal for hosting gatherings around the fire pit or simply enjoying peaceful evenings overlooking the wooded backdrop. This home has been thoughtfully updated with major improvements already completed, including a newer HVAC system (only 2 years old), roof approximately 10 years old, newer doors, and an invisible dog fence for added convenience. Primary bedroom with a walk in closet and laundry room, both located on the main floor! With a spacious lot to enjoy, privacy all around, and plenty of indoor and outdoor living space, this home is the perfect retreat while still being close to modern amenities. Don't miss your chance to make this Spencer County gem yours. Schedule your showing today!