Welcome to 170 Cotter Avenue - where timeless charm meets thoughtful updates in the heart of Somerset, Kentucky. This well maintained, solid double-brick home offers 3 spacious bedrooms, 1 full bath, and sits on a full unfinished basement, perfect for storage or future expansion. You'll love the brand NEW roof, newer HVAC, and updated water heater, offering peace of mind and energy efficiency from day one. Inside, original hardwood floors, arched doorways, and vintage crystal knobs bring out the character you can't recreate. Don't miss the built-in vintage phone niche - a nostalgic nod to the home's history and charm. The spacious living room features a beautiful fireplace with detailed woodwork, and the home's layout offers both functionality and flow. Natural light pours into the enclosed front porch and formal dining area, perfect for everyday living or entertaining. Enjoy the porch swing on the charming covered porch, or relax on your screen covered back porch. Situated in a quiet, well-established neighborhood, this property is close to downtown Somerset's local shops, restaurants, Lake Cumberland attractions, and Somerset's growing entertainment district. The backyard offers a serene, tree-lined view - ideal for outdoor gatherings, gardening, or simply relaxing. Backs to the park with walking trails and amenities. Come live here and spend your summers at the lake! Whether you're a first-time buyer, investor, or looking to downsize, this home blends character, comfort, and location - and it's ready for its next chapter. Be sure to view the virtual tour!