In the heart of Owensboro, this spacious 3 bedroom, 3.5 bath brick home offers character, updates, and flexible living space in a convenient central location. With approximately 2,068 square feet above grade plus a finished basement, there is plenty of room to spread out. Recent improvements include a newer roof, windows, gutters, downspouts, electrical panel, HVAC, back deck, basement flooring, plumbing repairs, improved water pressure, and fresh paint throughout, including the exterior doors. The main floor features comfortable living and dining spaces, a charming wood burning fireplace, and a beautifully finished ceramic bath retreat with a walk in shower. The upstairs level includes its own kitchen with stove and refrigerator, bedroom, bath, and separate entrance, making it ideal for extended family, guest space, teenager separation, or potential income use, subject to buyer verification. The finished basement adds even more usable space and another full bath. A covered front porch, back deck, and classic brick exterior complete this versatile Owensboro home. Conveniently located near shopping, dining, schools, and downtown amenities. Zoned R-4DT