Charming Homestead on 3.8 Acres near Lake Cumberland! Come see the perfect blend of comfort, privacy, space, and natural beauty with this 3 bedroom, 2 bath home situated on 3.8 acres in Monticello, Kentucky. Whether you're looking for a peaceful retreat or a homestead-style property, this home offers it all, including fiber optic internet. The outside of the home has recently been redone with new siding, new roof and new gutters. The property features both wooded acreage for privacy and recreation and some cleared land for gardening, or outdoor activities. A spacious 3-car detached garage, with power, provides plenty of room for vehicles, storage, or a workshop. Inside, you'll find a warm and inviting layout with ample living space to accommodate family and guests. The main floor of the home features a primary suite with full bathroom and closet. It also offers a walk out deck off this bedroom. Also on the main floor is the kitchen, living space and laundry. The upstairs features two additional bedrooms and the second full bathroom. Outside, the acreage invites you to enjoy a quiet country lifestyle while still being just a short drive from Lake Cumberland access, making it easy to enjoy boating, fishing, and lake living whenever you choose. If you've been dreaming of owning a slice of Kentucky countryside with easy access to one of the state's most treasured lakes, this property is ready to welcome you home!