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123 Water Street, 
Horse Cave, KY 42749

$525,000


2

Beds


2

Baths


7,208

Sq Ft


Single Family

Active

270-629-6683

Last updated:

February 11, 2026, 12:49 AM

MLS#

RA20260739

Source:

KY SOKMLS

Company Logo

About This Home

123 Water Street

Luxury Loft with Retail Opportunity in Historic Downtown Horse Cave. Experience the perfect blend of history, luxury, and opportunity with this stunning property located in the heart of downtown Horse Cave. Set within a beautifully preserved historic building, this expansive 12,000+ sq. ft. property offers both modern elegance and timeless character. Upstairs, the renovated 2,700+ sq. ft. luxury loft delivers exceptional living space overlooking the charming downtown streetscape. The master suite is a true retreat, featuring a private walkout deck, a classic claw-foot tub, walk-in shower, and double farmhouse sinks. The oversized kitchen impresses with a large island, custom cabinetry, and premium stainless steel appliances‹”perfect for entertaining or everyday living. On the main level, more than 4,000 sq. ft. of heated and cooled retail space awaits‹”ideal for a boutique, gallery, or mixed-use business. With excellent downtown frontage and plenty of foot traffic, the potential here is unmatched. Additional highlights include: Building served by a lift for effortless access between levels, Two new HVAC systems and gas heat for comfort and efficiency, recently updated roof covering for peace of mind, and Ample warehouse and storage space behind the retail area. Whether you're seeking a live-work property, investment opportunity, or an exceptional luxury residence, this rare offering has it all‹”historic charm, modern comfort, and limitless potential.

Home Facts

Single Family

2 Baths

2 Bedrooms

Built in 1911

Price Summary

525,000

$72 per Sq. Ft.

MLS #:

RA20260739

Last Updated:

February 11, 2026, 12:49 AM

Added:

a day ago


Rooms & Interior

Bedrooms

Total Bedrooms:

2

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

1

Interior

Living Area:

7,208 Sq. Ft.


Structure

Structure

Architectural Style:

Historical

Building Area:

7,208 Sq. Ft.

Year Built:

1911


Lot

Lot Size (Sq. Ft):

13,068


Finances & Disclosures

Finances

Price:

$525,000

Price per Sq. Ft:

$72 per Sq. Ft.

123 Water Street
Source:KY SOKMLS
The information being provided by REALTOR® Association Of Southern Kentucky is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 REALTOR® Association Of Southern Kentucky All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.