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103 Water Street, 
Horse Cave, KY 42749

$164,900


3

Beds


1

Bath


5,320

Sq Ft


Single Family

Active

Listed by

Zachary French

Mills Real Estate & Auction

270-618-7800

Last updated:

February 21, 2026, 03:50 PM

MLS#

RA20260867

Source:

KY SOKMLS

About This Home

103 Water Street

Located in the heart of downtown Horse Cave, this spacious brick commercial building offers excellent visibility and versatility on WaterStreet. The main level, currently being used for an antique store, features over 2,600± square feet of retail or commercial space withlarge display windows fronting Water Street, ideal for retail, showroom, office, or boutique use. The upper level offers an additional 2,600± square feet and is currently utilized as residential living space, providing strong potential for rental income, professional office use,or expanded retail frontage. The upper level can be accessed separately from the exterior, allowing for independent use from the mainfloor. Full of character and charm, this property is centrally located among established downtown businesses and is within walkingdistance of the Hidden River Cave Museum. With solid brick construction, flexible layout, and multiple-use potential, this propertypresents an outstanding opportunity for investors, business owners, or owner-occupants seeking a downtown presence in Horse Cave.

Home Facts

Single Family

1 Bath

3 Bedrooms

Built in 1917

Price Summary

164,900

$30 per Sq. Ft.

MLS #:

RA20260867

Last Updated:

February 21, 2026, 03:50 PM

Added:

2 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

1

Full Bathrooms:

1

Interior

Living Area:

5,320 Sq. Ft.


Structure

Structure

Architectural Style:

Historical

Building Area:

5,320 Sq. Ft.

Year Built:

1917


Lot

Lot Size (Sq. Ft):

2,613


Finances & Disclosures

Finances

Price:

$164,900

Price per Sq. Ft:

$30 per Sq. Ft.

Source:KY SOKMLS
The information being provided by REALTOR® Association Of Southern Kentucky is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 REALTOR® Association Of Southern Kentucky All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.