100 percent Financing Available Through USDA/Rural Housing! NOT located in a flood zone! This immaculate, move-in-ready ranch home in Falmouth, KY offers true one-level living, low-maintenance comfort, and an unbeatable walkable location close to restaurants, shopping, grocery stores, and entertainment. Featuring an open floor plan, ample natural light, and 3 true bedrooms, this home delivers both functionality and flexibility. The spacious step-up living room is highlighted by a wood-burning brick fireplace with insert, custom beamed ceiling, and a warm, inviting atmosphere perfect for relaxing or entertaining. The oversized kitchen offers abundant cabinet and counter space, and all appliances stay, making this home truly move-in ready. The primary suite features a remodeled private bath, multiple closets, direct access to the laundry area, and its own private brick fireplace, creating a unique and comfortable retreat. The guest bath has also been remodeled with ceramic tile flooring and updated finishes. Additional highlights include ceiling fans throughout, an oversized 1-car garage, and a large exterior storage shed perfect for hobbies, storage, or creating your own ''she shed.'' Outside, enjoy a flat, manageable yard ideal for pets, gardening, or outdoor entertaining. Combining affordability, updates, walkability, and peace of mind, this home is a rare opportunity in today's market.