100 percent Financing Available Through USDA/Rural Housing! Opportunity awaits at this 4-bedroom home in Dry Ridge, KY--bring your vision, add your personal touches, and build instant sweat equity! Offering an open floor plan, soaring cathedral ceilings, neutral décor, and ample natural light, this home has the space and foundation to make it your own. The spacious kitchen features stainless steel appliances and an oversized island with plenty of room for meals, gathering, and entertaining. The owner's suite includes a private attached bath, while 4 true bedrooms provide excellent flexibility for family, guests, or a home office. The finished lower level adds valuable additional living space perfect for a family room, recreation area, workout space, hobbies, or entertaining. Additional highlights include a newer water heater and a location within walking distance of Eagle Creek Country Club. Conveniently located close to the expressway, shopping, restaurants, and everyday amenities, this property combines 100 percent financing potential, 4 true bedrooms, a finished lower level, and an opportunity to add value and make the home your own. If you've been waiting for a home where you can put in some work, create your own style, and potentially build equity along the way, this could be the opportunity you've been looking for--schedule your private showing and come see the possibilities for yourself!