Updated bi-level with vaulted ceilings, privacy, and outdoor space--under $250k! This move-in-ready home features brand-new kitchen cabinets, countertops, flooring, fresh paint, a new vanity, and a new garage door, delivering strong value with the major updates already completed. Vaulted ceilings enhance the main living area, while the large, fenced backyard backs to a private wooded view and includes a multi-tiered deck, freshly painted deck surfaces, a new playset, and a storage shed--ideal for entertaining, kids, or extra storage. The flexible layout offers 2-3 bedrooms, with a lower-level room and full attached bath currently used as a family room, providing options for a third bedroom, guest suite, or home office. Two full baths and a two-car garage add everyday convenience. A great starter home with rare yard space, privacy, and updates in a convenient Covington location. Listing agent is the owner of the property. Does not meet FHA 90 day rule until 4/7/26.