100 percent Financing Available Through USDA/Rural Housing! This hard-to-find brick-wrapped ranch offers true one-level living with modern updates, open space, and exceptional functionality in a desirable Burlington location. The open floor plan features soaring cathedral ceilings, maintenance-free vinyl flooring, neutral décor, and ample natural light, creating a bright and welcoming atmosphere throughout. The remodeled kitchen showcases two-tone cabinetry, a tiled backsplash, and updated finishes designed for both everyday living and entertaining. The first-floor owner's suite provides convenience and privacy with an attached bath, making this layout ideal for accessibility and long-term living. The finished lower level adds significant living space with a large living area, bar, study, laundry area, and industrial-style finished ceilings, offering flexibility for recreation, work, or entertaining. Additional highlights include an oversized garage and oversized driveway. Outdoor living shines with a multi-tiered deck overlooking the fenced, tree-lined backyard, creating a private setting perfect for entertaining, relaxing, or pets. Conveniently located approximately 4 miles from schools and about 5 miles from Kroger Marketplace, Union Promenade, restaurants, and shopping, this move-in-ready ranch combines lifestyle, location, and exceptional financing opportunities in one complete package.