This home is eligible for $0 down payment! Welcome to your beautiful, updated ranch home nestled in the peaceful Cumberland Estates neighborhood! This home features 5 bedrooms, 3 full bathrooms, 2 full kitchens and 2 laundry rooms including separate living quarters with its own entrance for the mother in law suite! Inside, you’ll find fresh paint, hardwood flooring, natural light and a large floor plan. Both kitchen are equipped with stainless steel appliances. The primary suite includes a spacious layout and a large walk-in closet and tiled shower, while the private in-law suite features its own entrance, kitchen, bedroom, and full bathroom—ideal for guests, family members, or rental income. Step outside to enjoy a large backyard with mature trees, a wood deck perfect for entertaining, and a storage shed for added convenience. The detached garage adds extra storage or workspace. This home is in the new Cumberland Ridge elementary school district. Ask about how to get $0 down financing on this home and schedule your tour today!