Located at 21017 S Ratner Rd near Overbrook, this 38.44-acre property offers a complete rural lifestyle: a newly constructed home (finished August 2024), a scenic pond, open hay ground, timbered edges, and regular wildlife activity—all just moments from Pomona Lake. The ranch-style home is designed for efficiency and comfort, with modern systems, clean finishes, and a layout geared toward everyday functionality. Large windows frame views across the property, bringing natural light and the outdoors into the living space. Step outside to the fire pit with built-in seating overlooking the pond—ideal for morning coffee, evening gatherings, or quiet time at the water’s edge. The land is a balanced blend of open acreage and natural cover. Approximately 26 acres are currently in hay production, providing agricultural utility and income potential. Timbered strips and natural drainage corridors create habitat that draws deer and other wildlife, making this a property where it’s common to see deer right in the backyard. The acreage offers room for livestock, gardening, trails, hunting, or future outbuildings. The setting feels private, yet lake access for boating, fishing, and recreation is just steps away. This property can also be purchased in smaller configurations (house with 12 acres or 26-acre hay tract), depending on buyer needs. SELLER FINANCING is available. The property also has a 100% tax rebate for county taxes the next 9 years. A rare opportunity to own new construction paired with usable, scenic acreage in a highly desirable lake-area region. Contact the listing agent today to schedule a showing!