On Cave Bay, there's a moment that happens every evening when the light hits Lake Coeur d'Alene from a certain angle. From this deck, you don't miss it. You're already out there -- coffee in the morning, something cold at sunset -- watching the water go gold from a wrap-around deck with a pergola and views that stretch to the mountains.This is a private HOA community with amenities most neighborhoods can't touch: your own boat slip on Cave Bay, a members-only sandy beach, a private boat launch, and a community park -- about 2 minutes from the front door. The HOA covers community water, sewer, and snow removal. That's your boat slip on Lake Coeur d'Alene and someone else shoveling the road all winter.The owner has put over $30,000 into this home since 2017 -- new deck, new gutters, updated flooring, remodeled bathroom, washer/dryer, appliances, septic pump. Heat pump and central air handle the seasons. The propane backup stove keeps the house warm even when the grid doesn't cooperate.