Welcome to this charming and versatile 3-bedroom, 2-bathroom home offering 1,428 square feet of living space and exciting possibilities for a variety of living situations.The main level features two bedrooms and one full bathroom, providing comfortable everyday living with a functional layout. Upstairs, you'll also find an approximately 8x10 finished loft space ready for your creativity — ideal for a home office, playroom, hobby space, reading nook, or additional storage. The lower level offers a separate living area with one bedroom, one bathroom, and additional flex space. Access to the basement is exclusively through a separate exterior entrance, allowing for added privacy and separation from the main living area. With the addition of a kitchenette, this space offers excellent potential for multi-generational living, a private guest suite, or possible income-producing opportunities. Outside, you'll find a backyard with a garden area, storage shed, and plenty of room to add a shop or garage to fit your needs. Conveniently located near schools, parks, shopping, and everyday amenities, this property combines affordability, flexibility, and opportunity in one great package. Whether you're looking for a place to call home, space for extended family, or investment potential, this property is full of possibilities.