Welcome to one of Coeur d'Alene's most distinctive opportunities on Harbor Island. Just 10 minutes from charming downtown Coeur d'Alene, this move-in-ready secondary waterfront home, with two private beaches and boat docks (one directly across the street), a private community boat launch, fire pits, and expansive park-like gathering areas along the Spokane River, is ideal whether you're searching for a primary residence, vacation getaway, or a property with short-term rental appeal. Beautifully remodeled, this home features 3 bedrooms, 2.5 bathrooms, plus a versatile flex room. Filled with natural light, the thoughtfully designed living spaces create a warm, inviting atmosphere that's perfect for everyday living and entertaining. With a spacious open concept, the chef's kitchen, complemented by quartz countertops and stainless steel appliances, is appointed with shaker-style cabinetry, pull-out drawers and trays, a 6-burner gas range, a butler's pantry, custom-built shelving, a wine bar, and more. (See Amenities list in Documents) Enjoy beautiful water views from the kitchen, dining room, living room, and flex room, while the secluded back deck offers the peaceful privacy of a wooded backyard. The property also features an RV site equipped with a 50-amp circuit and two 50-amp outlets. The generous layout of this home makes it an ideal choice for families, large gatherings, retreats, or special events. Properties offering this rare combination of versatility, lifestyle, affordability, and potential income seldom come available in beautiful Coeur d'Alene. Don't miss your chance to make this Harbor Island gem your own.