Discover your dream retreat on exclusive Harbor Island, just 10 minutes from the charming Coeur d'Alene downtown! This stunning move-in ready 3-bedroom, 2.5-bath home, plus a versatile flex room, provides an unparalleled secondary waterfront lifestyle just steps from the Spokane River, with two private beaches and boat docks, (one across the street), a private community boat launch, easy access for launching kayaks, fishing, fire pits, and large park-like gathering areas. Savor breathtaking water views from the front of the home and the serenity of a wooded backyard on the secluded deck. Inside, the fully remodeled home showcases a chef's kitchen with shaker-style cabinetry, pull-out drawers and trays, quartz countertops, a 6-burner gas stove, butler's pantry, custom-built shelving, and a wine bar. The newly renovated primary suite bathroom features over an 8' double sink vanity with Cambria quartz countertops, recessed mirrors, and convenient Type A and Type C outlets above the counters as well as inside the cabinetry for hidden use. It also offers double-door access from either the primary suite or the hall, allowing entry without disturbing the primary sleeping area. Other modern upgrades include solid knotty alder doors, beautiful laminate plank flooring, abundant storage for organized, comfortable living, all new LED and accent lighting, and a new electrical panel with generator connection A cozy gas fireplace warms the inviting living space, the BBQ deck off the kitchen makes outdoor cooking effortless, and covered RV parking adds practical convenience. This rare Harbor Island gem blends luxury, comfort, and location into one exceptional package, ideal as your primary residence or a perfect vacation home or rental.