Nestled in the Ridge at Cougar Bay, this North Idaho retreat offers a blend of elegance & serenity. Backing to HOA land, you will enjoy the utmost in privacy yet are minutes to Lake Cd'A & downtown activities. Meticulously updated, the home features wide-plank European Oak flooring, high ceilings, designer lighting, ceiling high stone fireplace & built in library shelving ~ creating warmth & comfort. The gourmet kitchen stuns with quartz counters, upgraded SS appliances, a breakfast bar, walk-in pantry, and cozy built-in dining nook that opens to an expansive deck. The daylight basement offers a full kitchenette, fireplace, bed/bath & workout space. Walk out for relaxation to a covered patio, lush lawn, fire pit & hot tub. Additional features include a brand-new patterned driveway, water feature, concrete curbing, fully fenced & landscaped yard, new HVAC with humidifier, a whole-house 22KW Generac generator & finished 3-car garage. Act fast on this rare chance for a home in the Ridge!