Welcome to a truly one-of-a-kind waterfront retreat where rustic charm meets modern comfort. Perched on a commanding bluff with breathtaking views of the lake and river, this exceptional 4-bedroom, 4.5-bath home offers privacy, serenity, and year-round deep-water access. Designed for both entertaining and everyday living, the home features a remarkable 900-square-foot screened porch and a year-round sunroom that perfectly captures the stunning waterfront scenery. Whether you're enjoying your morning coffee, hosting family gatherings, or watching the sunset over the water, every space is designed to showcase the views. Inside, you'll find extensive updates throughout, including recent plumbing, HVAC systems, metal roof, hot water heater, luxury vinyl plank flooring, and fresh interior and exterior paint. An attic fan adds additional efficiency and comfort. The finished basement offers incredible flexibility with its own private entrance, second kitchen, full bath, and living space-ideal as a teen suite, in-law suite, guest quarters, or even a potential income-producing rental. Outside, a permitted dock provides easy access to year-round deep water, making this property a rare opportunity for boating, fishing, and waterfront recreation. If you've been searching for a private waterfront escape with unmatched views, versatile living spaces, and modern updates, this extraordinary property delivers a lifestyle few homes can offer. An additional 1 acre lake lot is listed separately, but can be combined, if desired.