WHY WAIT A YEAR TO BUILD WHEN YOU CAN HAVE IT ALL NOW? This nearly new Fischer Homes Camden in Salt Grass at Ward Creek offers over $110,000 in builder options and upgrades, without the long wait of new construction! Even better, the seller is offering $10,000 toward the buyer's closing costs and/or an interest rate buydown! Featuring 3 bedrooms, 3 full bathrooms, a dedicated office, an upstairs loft, and approximately 2,450 square feet, this beautifully upgraded home offers an exceptional combination of style, comfort, and flexibility. The thoughtfully designed main level features two bedrooms, a private study with French doors, and an inviting open-concept living area that's perfect for entertaining or everyday living. Upstairs, you'll find a spacious loft, an additional bedroom, and a full bathroom, creating an ideal retreat for visiting family, guests, or anyone needing extra living space. The kitchen is a true showstopper, featuring painted cabinetry, gorgeous Calacatta quartz countertops, a farmhouse sink, a dramatic tile backsplash extending all the way to the ceiling, and a 5-burner gas cooktop. Throughout the home, you'll appreciate the attention to detail, including Craftsman-style trim, luxury vinyl tile flooring, and a tankless water heater. Outside, the extended covered patio provides additional space to relax and enjoy the Florida lifestyle, while the extended garage offers extra room for vehicles and storage. And here's another bonus: the refrigerator, washer, and dryer are all included! Salt Grass at Ward Creek is an exciting newer community with planned amenities including a resort-style swimming pool, clubhouse, and pickleball courts. The community's amenity center is currently under construction, with an anticipated opening in 2027, subject to developer timelines. Location is another major advantage! Situated in the growing north Panama City Beach corridor, you'll enjoy convenient access to Pier Park, shopping, restaurants, Conservation Park, and the world-famous white-sand beaches of the Emerald Coast. The developing FSU Health medical campus is also nearby, adding to the area's growing healthcare infrastructure. Why wait for a builder when you can move into a nearly new, extensively upgraded home with $10,000 in seller concessions? Schedule your private showing today and discover everything this exceptional Camden has to offer!