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8645 Sand Dollar Drive, 
Panama City Beach, FL 32413

$399,900


2

Beds


2

Baths


1,315

Sq Ft


Single Family

Active

Listed by

Robert Mcguigan

Jeremy A Mertens

Watersound Real Estate

Last updated:

September 13, 2026, 02:34 PM

MLS#

793975

Source:

FL BCMLS

About This Home

8645 Sand Dollar Drive

CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should -- because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers -- there's always another surprise waiting. The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you'll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There's a hidden surprise waiting for you. The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed. The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home. Then there is the garage -- because apparently they weren't finished upgrading yet. You'll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart. And then there is *Phase 6BC.* This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you're ready for the bigger party, Latitude Town Square and the community's multimillion-dollar amenity complex are just a short golf cart ride away. Here's something people who don't live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It's one of those little conveniences that becomes a pretty big deal once you live here -- grab the golf cart and go. And where exactly are you going? Maybe it's Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn't difficult. Leaving yourself a free afternoon might be. The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing -- Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward. And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach. But here's the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere. Privacy when you want it. Margaritaville when you don't. That's a pretty good way to live. Bring the flip-flops. Bring the golf cart. And definitely check the pantry. Welcome home to your Camellia Cottage in Phase 6BC.

Home Facts

Single Family

2 Baths

2 Bedrooms

Built in 2025

Subdivision & Development:

Latitude at Watersound

Price Summary

399,900

$304 per Sq. Ft.

MLS #:

793975

Last Updated:

September 13, 2026, 02:34 PM

Added:

a month ago


Rooms & Interior

Bedrooms

Total Bedrooms:

2

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

1,315 Sq. Ft.


Structure

Structure

Building Area:

1,315 Sq. Ft.

Year Built:

2025


Lot

Lot Size (Sq. Ft):

3,920


Finances & Disclosures

Finances

Price:

$399,900

Price per Sq. Ft:

$304 per Sq. Ft.

Source:FL BCMLS
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Watersound Real Estate is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Watersound Real Estate, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.