Located directly across Thomas Drive from Rick Seltzer Park, this three-story, 4-bedroom, 3.5-bath home offers exceptional proximity to one of the most desirable public beach accesses in Panama City Beach. The park provides dedicated beach frontage, lifeguards, showers, and ample parking, along with Gulf views from the home due to the protected frontage. Offered fully furnished, this coastal property features over $50,000 in recent upgrades, including brand-new composite decking and a new roof section beneath it. The flexible three-level layout includes multiple suites, a second-floor loft with built-ins, and a third-floor entertainment space with vaulted ceilings, wet bar, sleeper sofa, and custom-built queen bunkbeds. The main living area features 10' ceilings, tile flooring, crown molding, fireplace, and abundant natural light. The kitchen includes granite countertops, stainless appliances, wood cabinetry, breakfast bar, and walk-in pantry. Outdoor features include a private fenced backyard with heated saltwater pool and a 25' rooftop observation deck with Gulf views. Pool equipment includes a Wi-Fi-controlled Circupool salt generator, Hayward 2500 heater, and sand filter. Additional features include Navien gas tankless water heater, aluminum hurricane shutters, laundry room with washer and dryer, parking for 4+ vehicles, and a layout that accommodates large groups. Previously used as a short-term rental with strong historical income potential. Offered turnkey.