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4138 Cobalt Circle #RO12, 
Panama City Beach, FL 32408

$549,000


4

Beds


5

Baths


2,855

Sq Ft


Single Family

Active

Listed by

Tina L Gates

Anchor Realty Florida

Last updated:

September 12, 2026, 02:29 PM

MLS#

795308

Source:

FL BCMLS

About This Home

4138 Cobalt Circle #RO12

Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together. This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming. From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjoy being at home. At the heart of the home is a generous kitchen with a large island, six burner Viking gas range, Sub Zero refrigerator, Bosch dishwasher, wine cooler and ice maker. This amazing floorplan includes a kitchen pantry along with two storage closets. Whether you're enjoying a quiet morning at the island or cooking dinner with friends, the open layout keeps everyone connected. With four bedrooms and four full baths & a half bath, this home offers an unusual amount of open space and storage. The second floor primary suite provides a comfortable retreat with its own balcony and walk in closet. The primary bath features a double vanity, separate shower and soaking tub, creating a relaxing space to begin and end the day. The two additional bedrooms are ensuite as well, giving your guests space and privacy of their own. Adding even more versatility, the Carriage House includes it's own kitchen , full bath, living area with a separate garage entrance. It's an inviting setup for overnight guests, extended stays, a home office or simply having additional space when you need it. Step outside to the private courtyard patio, a charming extension of the living space that's just right for morning coffee, grilling dinner, gathering with friends or relaxing at the end of the day. And then there's Waterhaven itself. Enjoy the waterfront pool or fishing on the private pier. The clubhouse offers a fitness center , theater beautiful meeting room. Enjoy the grilling areas and beautiful gathering spaces, all within this gated, non-rental community. With room for guests, spaces to gather and plenty of places to relax, this is a home designed to be lived in and to enjoy your best, beach life.

Home Facts

Single Family

5 Baths

4 Bedrooms

Built in 2007

Subdivision & Development:

Waterhaven

Price Summary

549,000

$192 per Sq. Ft.

MLS #:

795308

Last Updated:

September 12, 2026, 02:29 PM

Added:

1 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

5

Full Bathrooms:

4

Interior

Living Area:

2,855 Sq. Ft.


Structure

Structure

Building Area:

2,855 Sq. Ft.

Year Built:

2007


Finances & Disclosures

Finances

Price:

$549,000

Price per Sq. Ft:

$192 per Sq. Ft.

Source:FL BCMLS
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Anchor Realty Florida is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Anchor Realty Florida, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.