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4109 Ocean Street, 
Panama City Beach, FL 32408

$847,000

3

Beds

2

Baths

1,600

Sq Ft

Single Family

Active

Listed by

James D Payton

Coastal Living Realty & Associates LLC.

Last updated:

December 11, 2025, 01:01 AM

MLS#

990993

Source:

FL ECAR

About This Home

4109 Ocean Street

Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters—no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.

Home Facts

Single Family

2 Baths

3 Bedrooms

Built in 2003

Price Summary

847,000

$529 per Sq. Ft.

MLS #:

990993

Last Updated:

December 11, 2025, 01:01 AM

Added:

7 day(s) ago

Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

1,600 Sq. Ft.

Structure

Structure

Architectural Style:

Florida Cottage

Building Area:

1,600 Sq. Ft.

Year Built:

2003

Lot

Lot Size (Sq. Ft):

3,049

Finances & Disclosures

Finances

Price:

$847,000

Price per Sq. Ft:

$529 per Sq. Ft.

Source:FL ECAR
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. Coastal Living Realty & Associates LLC. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Coastal Living Realty & Associates LLC., a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2025 Emerald Coast Association Of REALTORS®. All rights reserved.
See this home in person
4109 Ocean Street
Attend an upcoming open house
Sat, Dec 13
02:00 PM - 05:00 PM
Sun, Dec 14
01:00 PM - 03:00 PM

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