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405 Bay Shore Drive, 
Panama City Beach, FL 32407

$799,000


3

Beds


2

Baths


1,968

Sq Ft


Single Family

Active

Listed by

Jason R Maddux

Century 21 Allpoints Realty

Last updated:

October 4, 2026, 02:42 PM

MLS#

790982

Source:

FL BCMLS

About This Home

405 Bay Shore Drive

191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life. The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA. Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront. Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

Home Facts

Single Family

2 Baths

3 Bedrooms

Built in 1959

Subdivision & Development:

Woodlawn Unit 2

Price Summary

799,000

$405 per Sq. Ft.

MLS #:

790982

Last Updated:

October 4, 2026, 02:42 PM

Added:

3 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

1,968 Sq. Ft.


Structure

Structure

Architectural Style:

Ranch

Building Area:

1,968 Sq. Ft.

Year Built:

1959


Lot

Lot Size (Sq. Ft):

23,958


Finances & Disclosures

Finances

Price:

$799,000

Price per Sq. Ft:

$405 per Sq. Ft.

Source:FL BCMLS
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Century 21 Allpoints Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Century 21 Allpoints Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.