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405 Bay Shore Drive, 
Panama City Beach, FL 32407

$1,100,000


3

Beds


3

Baths


1,968

Sq Ft


Single Family

Active

Listed by

Tammy R Huston

Nai Talcor

Last updated:

January 6, 2026, 11:33 AM

MLS#

782987

Source:

FL BCMLS

About This Home

405 Bay Shore Drive

Designed for those who live on the water, this exceptional canal-front residence delivers true boating functionality paired with timeless Florida architecture. Set on an oversized waterfront parcel with excellent canal depth and direct access to the Gulf, this home offers the infrastructure, flexibility, and scale serious boaters demand. The private dock is equipped with a heavy-duty metal I-beam boat lift powered by a ¾-horsepower electric motor, capable of accommodating vessels up to 30 feet (currently configured for a pontoon). Canal depth averages approximately 5-6 feet at center, offering long-term adaptability for a variety of boat sizes. With ample seawall frontage (191') and maneuvering space (80' canal width), this property is ideal for both recreational and seasoned boat owners. Inside, the home provides generous living and dining spaces perfect for entertaining after a day on the water. The renovated kitchen (2015) features granite slab countertops, a farmhouse sink, soft-close cabinetry, a spice cabinet, and a casual breakfast nook designed for both efficiency and comfort. A built-in minibar with sink and custom cabinetry enhances the home's hosting capabilities. Three bedrooms, two full bathrooms, and a convenient half bath near the garage offer flexibility for guests and extended stays. A sun-filled Florida Room expands the living space and features a working fireplace / built-in BBQ grill with working flue, vintage crank-style windows, creating an ideal indoor-outdoor transition space. Additional highlights include a two-car garage with workshop area, full sprinkler system for front and rear yards, and a functioning hot tub overlooking the canal. This is a rare opportunity to secure a waterfront home built for boating offering substantial canal access, lift infrastructure, and the freedom to fully embrace the coastal lifestyle.

Home Facts

Single Family

3 Baths

3 Bedrooms

Built in 1959

Price Summary

1,100,000

$558 per Sq. Ft.

MLS #:

782987

Last Updated:

January 6, 2026, 11:33 AM

Added:

22 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

1,968 Sq. Ft.


Structure

Structure

Architectural Style:

Ranch

Building Area:

1,968 Sq. Ft.

Year Built:

1959


Lot

Lot Size (Sq. Ft):

23,958


Finances & Disclosures

Finances

Price:

$1,100,000

Price per Sq. Ft:

$558 per Sq. Ft.

Source:FL BCMLS
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Nai Talcor is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Nai Talcor, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.