This beautifully upgraded 3-bedroom, 2-bath home in one of Panama City Beach's most sought-after neighborhoods checks every box. Sitting on a generous lot with a private saltwater pool, this home was built for Florida living at its finest. Inside, you'll find custom cabinetry, granite countertops, stainless appliances, and updated flooring throughout the home. The open floor plan flows effortlessly to the outdoor living space, where the saltwater pool and lush backyard create a private retreat you'll never want to leave. The spacious primary suite features a jetted tub, separate shower, walk-in closet, and a layout designed for comfort and privacy. But the real story here is the location. Palmetto Trace sits directly across from Pier Park and Top Golf, walking distance to Panama City Beach's only dog-friendly beach, and minutes from Frank Brown Park, Aaron Bessant Park, and the Russell-Fields City Pier. With ECP airport just 15-17 minutes away and the incoming Tallahassee Memorial Healthcare facility just minutes away-, this neighborhood is only going to grow in demand. Two community pools, oak-lined streets, underground utilities, golf cart-friendly access, and a low HOA make this community as livable as it gets. Whether you're planting roots, seeking a second home, or looking for a high-demand long-term rental market, this is your opportunity to own in PCB before the next wave hits.