$10,000 FLEX CASH available for buyer closing costs, rate buy-down, upgrades, or price reduction! This is not just a condo, it is a rare opportunity to own beach life, lake life, boat life, and resort life all in one place. Welcome to this beautifully updated, fully furnished, and rental-ready 2-bedroom, 2.5-bath condo in the highly sought-after gated community of Pinnacle Port in Panama City Beach. This unique unit offers the best of both worlds with a Gulf view from the primary bedroom and a Lake Powell view from the second bedroom, giving you an incredible water-view experience on both sides. Enjoy peaceful mornings, stunning sunsets, dolphin sightings in the Gulf, and the natural beauty of one of the most special coastal locations in Florida. Updated and turn-key, this property features luxury vinyl flooring (2023), HVAC (2021), washer and dryer (2022), appliances (2022), furniture (2022), fresh paint, and new granite countertops. Whether you are looking for a primary residence, second home, or income-producing vacation rental, this condo checks every box. Pinnacle Port sits on 25 acres between the Gulf of Mexico and Lake Powell, Florida's largest coastal dune lake, where freshwater meets saltwater in an incredibly rare natural setting. Located next to Camp Helen State Park, you are surrounded by preserved beauty, wildlife, hiking, kayaking, fishing, swimming, and endless outdoor adventure. The community offers outstanding resort-style amenities including two pools, one heated and open year-round, pickleball, tennis, bocce ball, shuffleboard, basketball, sauna, steam room, fitness center, grills, boat ramp, boat slips, and fishing pier. With 24/7 gated entry monitoring, privacy and peace of mind come built in. An added bonus is that the HOA includes almost all utilities, including electricity for heating, cooling, and hot water, so owners typically only pay a small monthly electric bill for lights. Just minutes from 30A, shopping, dining, Publix, and ALDI, yet once inside the gate, it feels like a private island escape. If you want views, privacy, nature, boating, fishing, beach access, and strong rental potential, this is the one.