**NEW CONSTRUCTION** Welcome to the Madison plan by Kolter Homes. This move-in ready 4-bedroom, 3-bath open concept floorplan features a 4' garage extension, covered front porch, and flex room conversion. Interior upgrades include engineered hardwood floors, a 50'' linear gas fireplace, gourmet kitchen with quartz countertops, 30'' gas cooktop, soft-close painted cabinets, pot & pan drawer, and under-cabinet lighting. Guest bath offers a full walk-in shower. Located in the sought-after Salt Grass at Ward Creek, Panama City Beaches newest master planned community. Salt Grass offers resident only amenities that includes lawn care, resort style pool & Pavillion, & pickleball courts This home places you just minutes from all that Panama City Beach has to offer—without the congestion. Enjoy quick access to 30A beaches, Pier Park, and a vibrant array of shopping and dining. Saltgrass is also 1 mile away from the New TMH/FSU Trauma 1Hospital, a few miles away from the upcoming West Bay Shopping Center with 50,000+ sq. ft. of retail space, and a Publix, expected to open in Spring 2026. Whether you're looking for elegance, space, or an unbeatable location, The Madison delivers it all—luxury living inside and out *Price reflects current incentive* With our Mortgage company CTC mortgage ask about special financing options with rates in the low 3% range.