BEACH ACCESS! FOUR POOLS! FULLY FURNISHED! Horizon South 45-D in Panama City Beach, Florida, is a second-floor 1-bedroom, 1-bath condo with hallway bunks, a private balcony, and a convenient location near the community pools. Enjoy Gulf breezes from the balcony along with the added privacy of an upper-floor position. Inside, shiplap accent walls add coastal character throughout, while luxury vinyl plank flooring covers the main living areas and tile finishes the bathroom. Additional features include new white vinyl windows, a flat-screen TV, and an in-unit stackable washer and dryer. The condo is offered fully furnished and ready for personal use or short-term rental opportunities. The HVAC system was replaced in 2022, and the water heater was replaced in 2018. Horizon South is a gated, golf cart-friendly community with convenient beach access and an extensive collection of amenities, including four pools, one seasonally heated pool, a kiddie pool, hot tub, tennis and pickleball courts, shuffleboard, mini golf, a newly renovated fitness center, billiards room, event space, on-site laundry facilities, and more. Owners may have pets, subject to association rules. Monthly HOA dues of approximately $505 cover water, internet, trash service, grounds maintenance, building insurance, and security. The association recently completed a major underground water-system renovation, and the related assessments have been paid in full. Horizon South is also convenient to Pier Park and Panama City Beach attractions, dining, and entertainment, including Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. All information is deemed reliable but not guaranteed; buyer to verify if important.