Experience true Gulf-front living in this beautifully updated 3-bedroom, 3.5-bath townhome, complete with a bonus/bunk room and a separate studio suite (ideal as a mother-in-law suite or lockout unit). Perfectly positioned directly on the Gulf, you can step from your private deck onto the sugar-white sands and emerald waters--your ultimate coastal retreat. This property has been extensively renovated with high-quality upgrades throughout. Exterior improvements include all-new Trex composite decking and upgraded railings (2025), expanded porches, added privacy walls on the first and second floors, and new windows and doors on all three levels. Interior updates feature LVP flooring throughout, KraftMaid cabinetry, quartz countertops, and a full suite of stainless and built-in appliances, including a Sharp dishwasher, drawer microwave, refrigerator, LG oven, and Hisense beverage fridge. Major systems have also been updated for peace of mind, including a new roof (2021), electrical panel (2023), complete plumbing replacement, new hot water heater, and updated HVAC system with new ductwork. The lower-level studio has been fully renovated with new sheetrock, quartz countertops, a kitchenette, Murphy bed, private living space, and its own mini-split A/C--perfect for guests or rental flexibility. Inside, you'll find light-filled, coastal-inspired interiors with neutral tones and custom finishes throughout. Multiple Gulf-front decks provide both covered and open spaces to relax, dine, and entertain while enjoying breathtaking sunsets year-round. Lovingly maintained as a personal residence and never rented by the current owner, this townhome offers a rare opportunity for a pristine beachfront property ready for your personal touch or creative investment vision. Conveniently located just minutes from Pier Park, Dolly Parton's Pirate Voyage Dinner & Show, Topgolf Panama City Beach, as well as local dining and shopping. Offered fully furnished and truly move-in ready--schedule your private showing today and start living the coastal lifestyle you deserve.