This home truly has it all—and it's ready for you to move right in. Sellers have completed approx. $35K in upgrades in the last three years. Tucked away in the Gardens neighborhood of renowned Hammock Bay community, this beautifully upgraded 3-bedroom, 2-bath home features a low-maintenance brick exterior and sits on a generous lot backing up to preserved green space, offering privacy, peaceful views, fresh air and tranquility. Step inside and you will immediately notice the care and attention to detail. Fresh interior paint and rich laminate wood flooring run throughout all living areas and bedrooms—no carpet anywhere. The sun-room, with its elegant French doors and tile flooring, is the perfect spot to relax. The kitchen is a standout, featuring granite countertops, upgraded lighting, and a full suite of new KitchenAid appliances-dishwasher, stove, microwave plus an LG refrigerator. Every window features custom plantation shutters and new chandeliers add a touch of style throughout the home. The master suite offers a quiet retreat with a separate tiled shower, a tub and dual vanities. Two additional bedrooms, on the opposite side of the home, provide space for guests, family, or a home office. And when it's time to unwind outdoors, you'll love the recently extended brick paver patio-perfect for cozy evenings under the stars. The landscaping is beautifully maintained, and the automatic sprinkler system keeps everything looking fresh with minimal effort. The side-entry 2-car garage includes a pull-down ladder to a large, floored attic space, giving you tons of extra storage. Additional upgrades include phantom screen doors, leaf filter gutter guards, tree trimming, a new well pump and filter, and a new HVAC system (2023)-totalling approximately $35,000 in improvements. The location of this home offers the perfect blend of privacy and accessibility. Hammock Bay offers resort-style living with pools, fitness center, tennis & pickle-ball courts, playgrounds, walking trails, a fishing pier, clubhouse, and event spaces. You're just minutes from Publix and top-rated schools, with easy access to the white sands of 30A, South Walton's dining and shopping, Destin's entertainment, Panama City Beach, Eglin and Hurlburt Air Force Bases, and major airports. Low-maintenance, thoughtfully upgraded, and full of charm this Hammock Bay gem is ready to welcome you home. Schedule your showing today!