Value-Add & Sweat-Equity Opportunity in Westminster! Solid all-brick construction and strong fundamentals make this property an excellent candidate for renovation, personalization, or investment. The upper level offers 3 bedrooms and 1 full bath, a kitchen with a banquette dining area, and a spacious living room with great natural light. The finished lower level includes 2 non-conforming bedrooms, a ¾ bath, rec room, kitchenette, and laundry/storage area, providing flexible space for future improvement, guests, or additional living areas. Lower-level bedrooms are non-conforming and do not meet current egress requirements. Exterior features include a 2-car detached garage, concrete tile roof, storage shed, fenced yard, covered patio, and a welcoming covered front porch. The home is equipped with gas forced-air furnace and boiler with baseboard heat, along with central air conditioning. Located in an established Westminster neighborhood, this property offers strong upside for buyers seeking to build equity through updates and improvements. Property is being sold strictly AS-IS. Seller will make no repairs. Buyer to verify square footage, room dimensions, and permitted use of spaces. No representations or warranties are made regarding condition. A rare opportunity to add value and create long-term upside through thoughtful renovation.