VA-eligible buyers-this is a rare opportunity. This home offers a VA assumable loan with an approximate balance of $482,000, an exceptional 2.5% interest rate, and an estimated monthly payment of $2,878. In today's market, terms like this are almost unheard of. Beyond the financing advantage, discover the perfect balance of luxury and functionality in this never-before-listed ranch-style home located in the highly desirable Crystal Valley community. Designed for true main-level living, the home is thoughtfully upgraded and impeccably maintained. The heart of the home is a chef's kitchen featuring a gourmet appliance package with a gas range top, slab granite countertops, full-size refrigerator and freezer, and premium stainless steel appliances-ideal for entertaining and everyday living. The open layout flows seamlessly into the living and dining areas, creating a warm, inviting space. The primary suite is a true retreat, highlighted by an oversized, custom-tiled shower that delivers a spa-like experience. Two additional generous bedrooms are located on the main level. The fully finished in-ground basement expands your living options with two more bedrooms, a full bath, and a wet bar-perfect for guests, teens, or multi-generational living. Enjoy privacy and peaceful views with a backyard that backs to open space. Crystal Valley residents enjoy outstanding amenities including a community pool, fitness center, miles of scenic trails, and a vibrant community center. Ideal for empty nesters seeking elegant, low-maintenance living or families who value flexible space, this move-in-ready home with upgrades throughout is a rare opportunity.