VA assumable loan available to both qualified veterans and non-veterans with 2.875% interest rate! This move-in ready, semi-custom home in ''The Enclave at Loma Alta'' sits on nearly half an acre. It features vaulted ceilings, large picture windows, and an open floor plan ideal for entertaining. The kitchen boasts granite countertops, a spacious island, stainless steel appliances, and custom cabinetry. The home offers 3 large bedrooms, an office/den, gas fireplace, a whole-house RO water filtration system, built-in surround sound, and an interior/exterior speaker system. It also includes a Tesla charger in the oversized 3-car garage. The private low maintenance backyard features a built-in BBQ, bee-hive fireplace, artificial grass area, and a fountain.