ASSUMABLE FHA LOAN AT 2.375% (must qualify). Welcome to the highly sought-after gated community of Sabino Mountain in North Tucson, where privacy, natural desert beauty, and stunning views come together. This well-maintained 4-bedroom, 2-bath home is perfectly positioned to enjoy natural desert views in both the front and rear, offering opportunities to see local wildlife, while the front yard also captures beautiful city views. The flexible floorplan includes both a living room with dining area and a separate family room, along with an eat-in breakfast nook just off the kitchen. The kitchen is designed for both style and function with stainless steel appliances, a 5-burner gas range, Quartz countertops, custom tiled backsplash, and a center island with seating and pendant lighting. The spacious primary suite includes a sliding glass door that opens to the backyard patio, creating a peaceful retreat with easy access to outdoor living. The primary bathroom features dual sinks, a separate shower, and a relaxing soaker tub with custom tile surround. The home features granite countertops in the hall bathroom, wood-look tile throughout, soaring vaulted ceilings, ceiling fans, and faux wood blinds for a clean, modern feel. Recent updates include new fixtures, hardware, refrigerator, washer, kitchen and bathroom sinks (2023-2024), a 2024 water heater, and one HVAC unit replaced in 2020, providing added value and peace of mind (seller is open to offering a credit toward a new HVAC unit (2nd unit) with an accepted offer.) The garage is also equipped with an electric vehicle charging outlet, adding modern convenience. The backyard is ideal for enjoying Tucson's beautiful desert setting with an extended covered patio featuring a metal roof and pavers, perfect for relaxing or entertaining. Residents of Sabino Mountain enjoy a gated community with a pool, spa and clubhouse, all surrounded by the spectacular Sonoran Desert landscape while remaining close to North Tucson amenities. This home comes with a below-market assumable FHA loan at just 2.375%--a rate that's virtually impossible to find in today's market. This is the equivalent of getting a massive price reduction without negotiating the price. Opportunities like this are extremely limited--