Oak Creek Frontage. In Town. No HOA. That combination alone should stop you. This rare Sedona cottage sits directly on the banks of Oak Creek: real frontage, not a distant view on nearly half an acre of lush, usable land. 3 bedrooms, 2 baths, 2,034 sq ft, surrounded by towering sycamores and the kind of greenery you don't expect in the desert. Step outside and you're at the water. Paddleboard at sunrise. Fish one of Sedona's most sought-after stretches. Or just sit back and let the sound of the creek do what it does best. Transferable Oak Creek irrigation water rights come with the property an increasingly rare and valuable asset that protects the landscape & your investment. Inside, this English Cottage is warm, simple, and exactly where it needs to be pulling in natural light. NO HO means no restrictions. Use it as a full-time residence, a second home, or a short-term rental with real income potential. Creek-front properties like this don't come up often especially this close to the heart of Sedona. This is the one buyers wait for.