***$35,000 rate buy down with use of preferred lender *** Welcome to this beautifully designed home within the Retreat at Rancho Cabrillo gated community. This move-in ready residence offers 4 bedrooms, a den, 3.5 bathrooms, & a generous 3-car garage. Inside, you'll find a spacious open-concept layout with stylish tile flooring throughout the main living areas. A gourmet kitchen with 42'' upper cabinets, quartz countertops, oversized island, double ovens, & stainless steel appliances. Kitchen features beautiful warm cabinets and a stylish backsplash. The oversized patio with a multi-slide glass door creates seamless indoor-outdoor living: perfect for entertaining or relaxing. Owner's retreat offers a soaking tub, walk-in shower, walk-in closet, & direct access to the yard