Don't miss this charming 3-bedroom home in Monte Carlo Estates, offering solid updates and room to add your personal touch. Inside, the inviting living room features tile flooring throughout, and the kitchen includes stainless steel appliances, wood cabinetry, and granite counters. The main bedroom has its own ensuite, and both bathrooms have been updated for a clean, modern feel. Major improvements include a roof and HVAC replaced just 3 years ago, along with newer double-pane windows for added efficiency. Outside, the spacious backyard provides a play area, storage, and plenty of room to customize to your needs. This home is a great opportunity for buyers looking for affordability and the chance to make it their own. For those considering updates like fresh paint, new flooring, or small improvements, ask your lender about renovation-friendly financing options such as FHA 203(k) or HomeStyle Renovation -- programs that may allow certain upgrades to be financed into the loan. Located minutes from dining, shopping, and everyday conveniences, this cozy home is ready for its next chapter. Some photos include virtual staging to remove clutter and show potential use of space. No structural changes were made.