If you have been looking for a quiet Northwoods lake place where the pace slows down, this first-time-offered Lake Loretta home deserves a look. Built in 2006 and lovingly cared for by its original owner, this 3-bedroom, 2-bath home sits on 1.2 acres with 130 feet of frontage, low elevation to the water, and peaceful westerly views across the lake. Inside, the home feels comfortable, practical, and easy to enjoy. The main level offers 2 bedrooms, 1 full bath, an inviting living area with LP gas fireplace, and a 3-season sunroom overlooking the water. The walkout lower level includes a family room, sauna, 1 additional bedroom, 1 full bath, and a large utility/storage room. Lake Loretta is a quiet fishing lake setting, well suited for casting from the dock, boating, kayaking, canoeing, paddleboarding, watching wildlife, and enjoying evenings by the water. The large front yard provides space to gather, play, or relax, and the westerly exposure sets the stage for beautiful sunset views. Additional features include LP SmartSide siding, Trex decking, forced air heat, gravel driveway, 10' x 10' storage shed, dock included, and room to build a 2-car garage. Located about 10 minutes from Winter and 45 minutes from Hayward, with direct ATV trail access and nearby snowmobile trails, this is a well-maintained four-season retreat in a peaceful lake setting. At no additional cost, seller would like to include all furnishings and include the ATV and 20' pontoon boat with Yamaha motor, creating a truly turnkey opportunity to enjoy the Northwoods from day one.