Perched on a bluff over the scenic Apple River in the Whispering Pines neighborhood of Somerset, exceptional 4-bedroom, 3-bathroom home offers extensive upgrades throughout. Enjoy a serene wooded backyard protected by the river, with the adjacent lot to the west unable to be built on for added privacy. The oversized 24x37 heated and air-conditioned 3-car garage features epoxy floors and a quality work area. Inside, you'll find high-end finishes and thoughtful details including vaulted ceilings in the living room, knotty pine ceilings in the basement, a state-of-the-art pellet stove, and free-standing gas fireplace in the lower level. The finished basement is built for entertaining with a full wet bar and ice machine, plus surround sound wiring both upstairs and down. Upgrades include a composite deck (2021), carbon-filtered water system (2021), and solar panels (2024) that significantly reduce utility costs. Sidewalks are also being installed, providing convenient walkability to downtown. Additional features include in-ground sprinklers, LeafGuard gutters, owned water softener, electric baseboard backup heat in the basement, and an 8x12 storage shed. A rare combination of comfort, craftsmanship, and stunning natural surroundings.