Is there a 4-bedroom waterfront home in Oshkosh that offers flexible living space and direct boating access? Welcome to 1126 Fillmore, a unique ranch-style property with approx 111 ft of river frontage & direct access to the Fox River system. Currently configured as a duplex, this 4-bedroom, 4-bath home offers over 3,200 sq ft of versatile living space. Inside, you'll find hardwood floors, hickory cabinetry, 3 fireplaces (gas & wood-burning options), & main-floor laundry. The finished lower level includes a 2nd kitchen, additional laundry, & expansive recreation space. Outside, enjoy boating from your private boat ramp, relax on the spacious waterfront patio or deck, & take advantage of the fish cleaning station & oversized 40x24 garage, storage building, & ample parking. Whether you're seeking multi-generational living, rental income potential, or a spacious waterfront retreat, this property delivers endless possibilities.